This calculator was designed to provide you with a rough estimate of your insurance needs. It should not be used to make investment or insurance decisions. We recommend that you consult with a financial planner or other insurance advisor for a detailed review of your financial situation.
1.	Survivor's annual future income needed	$
2.	For how long? (years)
3.	Annual Social Security Benefits	$
4.	Surviving spouse's annual income	$
5.	Other Survivor Income Available	$
6.	Funds needed to pay for college or education	$
7.	Final Expenses (funeral, uninsured medical costs, taxes, etc. $7,000 - $10,000 is recommended)	$
8.	Debt to be paid at death	$
9.	Present investments	$
10.	Average Investment rate of return	%
11.	Income tax rate	%
12.	Life Insurance in force now	$
All fields must be completed. Enter 0 if item is not applicable.