GEBA - Government Employees' Benefit Association is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the GEBA - Government Employees' Benefit Association Web site and governs data collection and usage. By using the GEBA - Government Employees' Benefit Association website, you consent to the data practices described in this statement.

Collection of your Personal Information
GEBA - Government Employees' Benefit Association collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. GEBA - Government Employees' Benefit Association also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by GEBA - Government Employees' Benefit Association. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by GEBA - Government Employees' Benefit Association for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the GEBA - Government Employees' Benefit Association Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through GEBA - Government Employees' Benefit Association public message boards, this information may be collected and used by others. Note: GEBA - Government Employees' Benefit Association does not read any of your private online communications.

GEBA - Government Employees' Benefit Association encourages you to review the privacy statements of Web sites you choose to link to from GEBA - Government Employees' Benefit Association so that you can understand how those Web sites collect, use and share your information. GEBA - Government Employees' Benefit Association is not responsible for the privacy statements or other content on Web sites outside of the GEBA - Government Employees' Benefit Association and GEBA - Government Employees' Benefit Association family of Web sites.

Use of your Personal Information
GEBA - Government Employees' Benefit Association collects and uses your personal information to operate the GEBA - Government Employees' Benefit Association Web site and deliver the services you have requested. GEBA - Government Employees' Benefit Association also uses your personally identifiable information to inform you of other products or services available from GEBA - Government Employees' Benefit Association and its affiliates. GEBA - Government Employees' Benefit Association may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

GEBA - Government Employees' Benefit Association does not sell, rent or lease its customer lists to third parties. GEBA - Government Employees' Benefit Association may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, GEBA - Government Employees' Benefit Association may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to GEBA - Government Employees' Benefit Association, and they are required to maintain the confidentiality of your information.

GEBA - Government Employees' Benefit Association does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

GEBA - Government Employees' Benefit Association keeps track of the Web sites and pages our customers visit within GEBA - Government Employees' Benefit Association, in order to determine what GEBA - Government Employees' Benefit Association services are the most popular. This data is used to deliver customized content and advertising within GEBA - Government Employees' Benefit Association to customers whose behavior indicates that they are interested in a particular subject area.

GEBA - Government Employees' Benefit Association Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on GEBA - Government Employees' Benefit Association or the site; (b) protect and defend the rights or property of GEBA - Government Employees' Benefit Association; and, (c) act under exigent circumstances to protect the personal safety of users of GEBA - Government Employees' Benefit Association, or the public.

Use of Cookies
The GEBA - Government Employees' Benefit Association Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize GEBA - Government Employees' Benefit Association pages, or register with GEBA - Government Employees' Benefit Association site or services, a cookie helps GEBA - Government Employees' Benefit Association to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same GEBA - Government Employees' Benefit Association Web site, the information you previously provided can be retrieved, so you can easily use the GEBA - Government Employees' Benefit Association features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the GEBA - Government Employees' Benefit Association services or Web sites you visit.

Security of your Personal Information
GEBA - Government Employees' Benefit Association secures your personal information from unauthorized access, use or disclosure. GEBA - Government Employees' Benefit Association secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement
GEBA - Government Employees' Benefit Association will occasionally update this Statement of Privacy to reflect company and customer feedback. GEBA - Government Employees' Benefit Association encourages you to periodically review this Statement to be informed of how GEBA - Government Employees' Benefit Association is protecting your information.

Contact Information
GEBA - Government Employees' Benefit Association welcomes your comments regarding this Statement of Privacy. If you believe that GEBA - Government Employees' Benefit Association has not adhered to this Statement, please contact GEBA - Government Employees' Benefit Association at geba@geba.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.