Who’s Eligible?
“GEBA customer service skills are exceptional. Thank you!” – Laura P.
GEBA membership is FREE and is available to ALL Civilian Federal Employees and retirees, military (active duty, retired, disabled, and veterans), and their families. Membership is activated upon enrollment in a plan or service and continues as long as you maintain any plan or service with GEBA.
| ACTIVE Membership (Enrolled in a plan/service) | Voting Eligibility | Eligible to Sponsor a Family Member | Term Life | Long Term Disability | Dental | Vision | Professional Liability Insurance | Emergency Travel Plan | Auto/Home Discount | Pet Insurance Discount | Individual Long Term Care | Individual Life Insurance Options | Retirement & Financial Planning Services | SRP/SVA | Scholarship Program |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Can apply if under age 65. Can keep coverage to age 80. | Can apply if under age 60. Can keep coverage to age 70 if working 30+ hours/week. | Can apply/keep if working at least 17.5 hours/week. | |||||||||||||
| Current Civilian Federal Employeeany branch, department or agency of the U.S. Gov't-includes U.S. Postal Service-includes U.S. Courts | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Retired Federal Employee(with 5+ Years of Service) | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | |
| Prior Federal Employee - Vested(with 5+ Years of Service) | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | |
| U.S. Military Personnel Assigned to Active Duty | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ||
| Retired U.S. Military Personnel (20 years of service eligibility - see detail definition for specifics) | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | |
| Disability Retired U.S. Military Personnel | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | |
| SPECIAL Membership (Enrolled in a plan/service) | |||||||||||||||
| Surviving Spouse/Domestic Partner | ✔- can keep | ✔- can keep | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | |||
| Veteran of the U.S. Military discharged under "honorable" or "general under honorable" (does not have 20+ Years of Service) | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ||||||
| Former Federal Employee with <5 Years of Service (not eligible for Federal retirement benefits - able to maintain plan(s)) | ✔- can keep | ✔- can keep | ✔- can keep | ✔- can keep | ✔- can keep | ✔- can keep | ✔- can keep | ✔- can keep | ✔- can keep | ✔- can keep | ✔ | ||||
| Sponsored Family Member - incl. "in-law" and "step" - Siblings, Children, Grandchildren, Parents and/or Grandparents of "Active" GEBA Member | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ||||||
| Federal Government Contractor (continuing employment as a previously eligible member after 1/1/2016 - able to maintain plan(s)) | ✔- can keep | ✔- can keep | ✔- can keep | ✔- can keep | ✔- can keep | ✔- can keep | ✔- can keep | ✔- can keep | ✔- can keep | ✔- can keep | ✔- can keep | ✔ |
GEBA Member Advantages
- Group savings and discounts on quality, competitively-priced insurance plans from leading companies
- Insurance and investment products that fit all your life stages and circumstances
- Portable plans – most coverages can be maintained even if you leave your federal employment or change assignments (PCS/ETS)
- Access to scholarship award programs for members and their children
- Free 1-hour financial planning appointment from experienced, licensed professionals
- Free notary services by appointment only at Hanover, MD office (virtual/remote notarizations not available)
- Superior service from GEBA’s friendly, accessible Member Services staff
To join our Sponsored Family Member (SFM) Program, family members need to do is identify the GEBA member that referred them. Eligible SFMs can include: Brothers/Sisters (including in-laws & step-siblings); Children (including stepchildren); Grandchildren (including step-grandchildren); Parents (including in-laws & stepparents); Grandparents (including in-laws & step-grandparents).
Exclusive Benefits from the Organization Feds Have Trusted Since 1957.
How Can We Serve You Today? Our Knowledgeable Member Services Staff Can Help!
