Securing Your Financial Future –
Entrusted since 1957

Securing Your Financial Future – Entrusted since 1957

Group Long Term Disability Eligibility

GEBA Group Long Term Disability coverage is available to civilian federal employees and retirees, and active and retired military personnel.

To apply, you must be:

  • Under age 60 
  • A citizen or legal resident of the United States (excluding territories)
  • Actively working (30 hours/week or more)
  • A civilian federal employee and military
  • A spouse or domestic partner of a GEBA member is eligible for coverage if the member is also applying or already has coverage. A spouse or domestic partner must also be actively working.

Coordination of Benefits

In some circumstances, you may be eligible for disability benefits under other federal or state insurance benefit programs.

The benefit amount payable as the result of the insured person’s total disability will be the lesser of:

  1. The monthly benefit
  2. 67% of the insured person’s pre-disability earnings minus:
    1. any other income benefits, including those for which the insured person could collect but did not apply; and
    2. all other income from any employer or for any work. However, if the insured person’s monthly benefit reduces to less than $200 per month due to other income benefits, then the minimum monthly benefit under the policy will remain at $200 per month.

Benefits provided by the organization your peers have trusted for 65 years.

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Choose GEBA – Securing Feds’ Financial Future Since 1957

GEBA is a nonprofit employee benefit association created by NSA employees in 1957. Our goal is to offer high quality insurance products at great prices that has our members’ best interests in mind. GEBA has been serving federal employees for over 60 years, and you can count on us to be there for you and your family.

GEBA membership is available to ALL civilian federal employees and retirees, including the military. Membership in GEBA is free and continues as long as you maintain a plan with GEBA.

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