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FAQs - Long Term Disability

  • Q. I have disability insurance now through GEBA. What happens if I apply for additional coverage and am denied?

  • Q. How does this insurance work with my CSRS, FERS, and Social Security Disability Benefits?

  • Q. How long will it take for a claim benefit to be paid out?

  • Q. What does the Disability Income Protection Plan Cover?

  • Q. What is Total Disability or Totally Disabled?

  • Q. What is a waiting period?

  • Q. Will GEBA’s Long Term Disability Plan cover me if I can only work part-time because of my disability?

  • Q: How do I apply for this plan?

The Group Long Term Disability Insurance Plan is underwritten by New York Life Insurance Company, 51 Madison Ave, New York, NY 10010. Under Group Policy G-29344-0 on Policy Form GMR-FACE/G-29344-0 

New York Life's state of domicile is New York, and NAIC ID # is 66915

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability. 

Before applying and for important information including features, cost, eligibility, renewability, limitations, and exclusions, please read the Group Long Term Disability Brochure. Coverage not currently available in all states.