Universal Life Insurance

Like whole life insurance, universal life insurance offers permanent protection and cash accumulation. It also offers the convenience of adjustable interest rates, premiums and payment schedules. With a universal life policy, you can vary the amount of your coverage to reflect your life situation.

Once your policy has accumulated sufficient cash value, you can adjust your premium payment or take cash withdrawals and loans.  It is important to note, though, that loan withdrawals, benefit and premium adjustments, and the performance of the underlying portfolio can affect your premium or coverage later on. Learn More