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$50K Guaranteed Group Term Life Insurance

Immediate coverage.
No medical questions, no physical.

Easy, affordable, instant life insurance coverage of $50,000. This insurance plan is a quick, guaranteed way to get some life insurance coverage in place. You can always apply to increase coverage later. Others use it as an easy way to supplement their existing coverage. GEBA’s coverage is issued by New York Life Insurance Company, one of the largest and most respected life insurance companies in the nation since 1845.

Life can bring unexpected risks – the best thing you can do is make sure your loved ones are financially covered in case something happens to you:

  • Expenses at the time of your death: medical bills, burial costs, estate taxes
  • Ongoing and future family expenses


GEBA insurance may cost less than FEGLI. Compare your coverage with what GEBA can offer with our calculator.

Family need life insurance
$50K icon

Current Cost of Coverage

Age Biweekly Premium Monthly Premium
<31 $1 $2.17
31-40 $2.00 $4.33
41-50 $3.00 $6.50
51-55 $6.00 $13.00
56-60 $11.00 $28.83
61-64 $15.00 $32.50
65+** $15.00 $32.50

Cost increases as the member grows older. Coverage reduces starting at age 65. Visit here for current Group Term Life Insurance Premiums.

** For renewal only.

Coverage will reduce for members upon attaining age 65 as follows: age 65 coverage amount reduces to 50% of benefit, age 70 coverage amount reduces to 30%, age 75 coverage amount reduces to 15%, age 80 coverage terminates. Premiums do not reduce.

Coverage That Sticks With You

This coverage is “portable,” meaning even if you leave the federal government, you can maintain your GEBA coverage.

Apply Today!

Start your coverage by applying online for instant submission. Our application process is designed to conveniently apply for coverage while protecting the privacy of your information.


To qualify for this offer, you must be a U.S. citizen, 50 years or younger, and a civilian federal employee or military, and not previously declined for coverage. This coverage is not available to sponsored family members.

Selecting Individual Life Insurance

Individual Life Insurance

GEBA’s financial consultants will explore a range of options to determine the best life insurance plan for you and your family.

Group Term Life Insurance

GEBA’s Group Term Life Insurance Plan is designed to help your family continue living comfortably in the unfortunate event of unexpected death – mortgage assistance, college tuition, or a comfortable retirement.

Family with dog

The Strength of New York Life

New York Life

GEBA is proud to partner with New York Life Insurance Company, a recognized leader in the group insurance field, and one of the largest and most respected life insurance companies in the nation. Since 1845, New York Life has kept the promises made to protect policy owners and their beneficiaries. And each promise is backed by stability and proven financial strength. Learn more about New York Life and additional policy information here.

The NEW YORK LIFE Box Logo is a registered trademark of New York Life Insurance Company and is registered in the United States and in other countries around the world. 

Group Term Life Insurance plan underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy form GMR.

New York Life’s state of domicile is New York, and NAIC ID # is 66915.

New York Life is licensed/authorized to transact business in all 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability.

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