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New Hire?

A Warm Welcome from GEBA

GEBA is a nonprofit voluntary employee benefit association that offers competitive rates and personalized service for a wide range of insurance and financial planning needs. We provide an array of insurance and investment plans to federal civilian employees, military.

As a new hire, you are eligible for guaranteed coverage for group term life and group long term disability insurance and immediate enrollment in GEBA’s dental plan. You must enroll within 60 days of your hire date to take advantage of these offers. Now’s the time to enroll!

Coverage from Federal programs like FEGLI fall short for many employees. With GEBA you have lots of flexibility. You can keep your insurance if you leave the government and coverage often costs less.

See the chart below for immediate benefits you have available and consider any other coverage you may need, including vision, long term disability, or professional liability insurance.

 

New Hire GEBA insurance

Employee

  • $100,000 GUARANTEED COVERAGE (age 55 and younger)
  • Optional: Up to $600,000 benefit with medical under writing

Family

  • Spouse/Domestic Partner: $50,000 guaranteed coverage (age 55 and younger)
  • Optional: Up to $300,000 benefit with medical underwriting
  • Dependents (children): $20,000 of guaranteed coverage

Key Points

  • Group rates from New York Life Insurance Company*
  • Keep the coverage if you retire or resign
  • Coverage will not be terminated based on
    age

Employee

  • $1,600 GUARANTEED COVERAGE (age 55 and younger)
  • Optional: Up to $7,500 monthly benefit with medical underwriting

Family

  • Spouse/Domestic Partner: $1,000 monthly benefit guaranteed coverage (age 60 and younger)
  • Optional: Up to $7,500 monthly benefit with medical underwriting

Key Points

  • Competitive group rates from New York Life Insurance Company*
  • Payable to retirement**
  • Tax-free benefit***
  • Choice of waiting periods

Standard Delta Dental

  • $4,000 annual maximum benefit

Enhanced Delta Dental

  • $35,000 annual maximum benefit
  • Covers the basic PPO Plan services plus major dental services such as oral surgery, crowns, dentures, and orthodontics.

Key Points

  • Immediate Acceptance. (Coverage begins on the first day of the following month.)
  • Choice of dentist from the largest national network
  • Keep the coverage at the same rate, even if you retire or resign

*Underwritten by New York Life Insurance Company, 51 Madison Ave., New York, NY 10010

Group Term Life Insurance plan under Policy form GMR.
Bates: 1866327

Group Long Term Disability Insurance under Group Policy G-29344 on Policy Form GMR-FACE/G29344-0
Bates: 1656988

**As determined by Social Security as “Full Retirement Age”

***Insurance coverage purchased with your own funds is generally not taxable under current tax regulations. You may wish to consult a personal Tax Advisor for further information.

New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the Plan details sections for current availability. New York Life Insurance Company’s state of domicile is New York, and NAIC ID# is 66915.

Putting together the perfect coverage couldn't be simpler