Committed to the Federal Workforce

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Compare Your Dental & Vision Options with Our Easy-to-Understand Plans

Enroll Now - Open Enrollment Ends December 18

Compare Your Dental & Vision Options with Our Easy-to-Understand Plans Enroll Now - Open Enrollment Ends December 18

With easy-to-understand benefits and options tailored to your needs, we make it easy to find the perfect dental and vision plans.

GEBA’s plans are now available to federal employees and retirees, military active and retirees, and their extended family members.

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Browse our dental and vision plan options below:

Dental Insurance: Covered Services

Covered ServicesStandard Plan2Enhanced Plan2
Maximum benefit per person per calendar year$4,000$35,000
Diagnostic and Preventive Care
• Oral exams and cleanings – twice in any 12-month period provided they are 6 months apart
• Bitewing X-rays – twice in any 12-month period
• Full mouth X-rays – once in 3-year period
• Fluoride treatments – twice in any 12-month period up to age 19
• Sealants - up to age 14
• Space maintainer - up to age 14
PPO - 100%
Premier3 - 100%
Out of Network4 - 100%
PPO - 100%
Premier3 - 100%
Out of Network4 - 100%
Basic Care
• Anterior composite “white” fillings
• Oral surgery – extractions and surgery
• Endodontics – pulpal therapy and root canal fillings
• Periodontics – treatment of gums
PPO - 50%
Premier3 - 50%
Out of Network4 - 50%
PPO - 80%
Premier3 - 60%
Out of Network4 - 60%
Major Dental Care
• Crowns, inlays5, and onlays5
• Implants – two implant annual maximum (per insured)
• Prosthodontics – construction or repair of fixed bridges, partial, or complete dentures
PPO - 35%
Premier3 - 20%
Out of Network4 - 20%
PPO - 50%
Premier3 - 40%
Out of Network4 - 40%
Orthodontics – up to age 19
(12-month waiting period in the Enhanced Plan for each dependent receiving treatment)
Not CoveredPPO - 50%
Premier3 - 50%
Out of Network4 - 50%

$2,000 per person maximum lifetime

Vision Insurance: Covered Services

Benefit FrequencyStandard PlanEnhanced Plan
Participating ProviderNon-Participating ProviderParticipating ProviderNon-Participating Provider
Examination: Once Every 12 monthsCovered 100%Reimbursement Amt:
Up to $40
Covered 100%
After $10 copay
Reimbursement Amt: Up to $40
Lenses: Once every 12 monthsStandard Glass or PlasticStandard Glass or Plastic
Single VisionCovered 100%Up to $30Covered 100%Up to $30
BifocalUp to $40Up to $40
TrifocalUp to $75Up to $75
LenticularUp to $75Up to $75
Solid TintsN/AN/A
Fashion Gradient TintsN/AN/A
Blended Bifocal (Segment)N/AN/A
Polycarbonates100% up to age 19

$25-$30 (fixed price for age 19 and over)
N/AN/A
Standard Progressive Lenses1$50 (fixed price) N/AN/A
Premium Progressive Lenses2$100 (fixed price)N/A$100 (fixed price)N/A
PhotochromaticN/A
$20-30 (fixed price)
N/ACovered 100%N/A
PhotogreyN/AN/A
Standard Transitions$65-70 (fixed price)N/AN/A
Standard Scratch Coating$10 (fixed price)N/AN/A
Frame: Once Every 12 MonthsRetail Allowance Up to $150
(20% discount off balance)3
Up to $50Retail Allowance Up to $150
(20% discount off balance)3
Up to $30
Contact Lenses: Once Every 12 monthsIn Lieu of GlassesIn Lieu of Lenses
Elective Contact LensesUp to $150 Retail
15% (Conventional) or 10%
(Disposable) off balance4
Up to $130Up to $150 Retail
15% (Conventional) or 10%
(Disposable) off balance4
Up to $130
Contact Lens
Evaluation/Fitting5
Covered 100%
after $20 Daily Wear
$30 Extended Wear
$50 Specialty Wear copay
Daily Wear: up to $20
Extended Wear: up to $30
Specialty Wear: up to $50
Covered 100%
after $20 Daily Wear
$30 Extended Wear
$50 Specialty Wear copay
Daily Wear: up to $20

Extended Wear: up to $30

Specialty Wear: up to $50
Medically Necessary6Covered 100%Up to $260Covered 100%Up to $260
Low Vision Aids6: Once Every 2 YearsUp to $999N/AUp to $999N/A

GEBA members can refer adult family members to join GEBA as Sponsored Family Members. When your family enrolls, we simply ask for information about the GEBA member that referred them. Membership is free, and once enrollment is complete, the Sponsored Family Membership in GEBA lasts as long as they maintain a GEBA plan.

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Learn More about our Plans

Dental Insurance
See Dental Rates >

Vision Insurance
See Vision Rates >