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Vision Insurance: Covered Services

Benefit Frequency	Standard Plan		Enhanced Plan
	Participating Provider	Non-Participating Provider	Participating Provider	Non-Participating Provider
Examination: Once Every 12 months¹	Covered 100%	Reimbursement Amt: Up to $40	Covered 100% After $10 copay	Reimbursement Amt: Up to $40
Retinal Screening	Up to $39 fixed pricing on a routine retinal screening		Up to $39 fixed pricing on a routine retinal screening
Lenses: Once every 12 months	Standard Glass or Plastic		Standard Glass or Plastic
Single Vision	Covered 100%	Up to $30	Covered 100%	Up to $30
Bifocal		Up to $40		Up to $40
Trifocal		Up to $75		Up to $75
Lenticular		Up to $75		Up to $75
Solid Tints		N/A		N/A
Fashion Gradient Tints		N/A		N/A
Blended Bifocal (Segment)		N/A		N/A
Polycarbonates	100% up to age 19 $25-$30 (fixed price for age 19 and over)	N/A		N/A
Progressive Lenses (Tier 1)²	$50 (fixed price)	N/A		N/A
Progressive Lenses (Tier 2)²	$80 (fixed price)	N/A	$80 (fixed price)	N/A
Progressive Lenses (Tier 3)²	$100 (fixed price)	N/A	$100 (fixed price)	N/A
Progressive Lenses (Tier 4)²	$120 (fixed price)	N/A	$120 (fixed price)	N/A
Progressive Lenses (Tier 5)²	$140 (fixed price)	N/A	$140 (fixed price)	N/A
Progressive Lenses (Tier 6)²	$165 (fixed price)	N/A	$165 (fixed price)	N/A
Progressive Lenses (Tier 7)²	$190 (fixed price)	N/A	$190 (fixed price)	N/A
Progressive Lenses (Tier 8)²	20% discount	N/A	20% discount	N/A
Anti-Reflective Coating (Tier 1)³	$40 (fixed price)	N/A	$40 (fixed price)	N/A
Anti-Reflective Coating (Tier 2)³	$50 (fixed price)	N/A	$50 (fixed price)	N/A
Anti-Reflective Coating (Tier 3)³	$65 (fixed price)	N/A	$65 (fixed price)	N/A
Anti-Reflective Coating (Tier 4)³	$80 (fixed price)	N/A	$80 (fixed price)	N/A
Anti-Reflective Coating (Tier 5)³	20% discount	N/A	20% discount	N/A
Photochromatic	N/A $20-30 (fixed price)	N/A	Covered 100%	N/A
Photogrey	$20-30 (fixed price)	N/A		N/A
Standard Transitions	$65-70 (fixed price)	N/A		N/A
Standard Scratch Coating	$10 (fixed price)	N/A		N/A
UV Coating	Covered 100%	N/A	$12 (fixed price)	N/A
Blue Light Blocker	$40-$150 (fixed price)	N/A	$40-$150 (fixed price)	N/A
Polorized	$75 (fixed priced)	N/A	$75 (fixed priced)	N/A
High Index	$55 (fixed priced)	N/A	$55 (fixed priced)	N/A
Frame: Once Every 12 Months	Retail Allowance Up to $200 (20% discount off balance)⁴	Up to $50	Retail Allowance Up to $250 (20% discount off balance)⁴	Up to $30
Contact Lenses: Once Every 12 months	In Lieu of Glasses		In Lieu of Lenses
Elective Contact Lenses	Up to $150 Retail 15% (Conventional) or 10% (Disposable) off balance⁴	Up to $130	Up to $150 Retail 15% (Conventional) or 10% (Disposable) off balance⁴	Up to $130
Contact Lens Evaluation/Fitting⁵	Covered 100% after $20 Daily Wear $30 Extended Wear $50 Specialty Wear copay	Daily Wear: up to $20 Extended Wear: up to $30 Specialty Wear: up to $50	Covered 100% after $20 Daily Wear $30 Extended Wear $50 Specialty Wear copay	Daily Wear: up to $20 Extended Wear: up to $30 Specialty Wear: up to $50
Medically Necessary⁶	Covered 100%	Up to $260	Covered 100%	Up to $260
Low Vision Aids⁷: Once Every 2 Years	Up to $999	N/A	Up to $999	N/A

GEBA is a not-for-profit federal employee benefit association created by National Security Agency (NSA) employees in 1957. Our goal is to offer high-quality insurance and investment products at competitive rates combined with expert financial planning services to best meet our members’ needs throughout all life stages and circumstances. GEBA has been serving Federal employees for over 65 years, and you can count on us to be there for you and your family when you need it most.

GEBA membership is FREE and is available to ALL Civilian Federal Employees and retirees, military (active duty, retired, disabled, and veterans), and their families. Membership is activated upon enrollment in a plan or service and continues as long as you maintain any plan or service with GEBA.

Get in Touch

We’re available by phone:
(410) 657-8060
(800) 826-1126
M–F 8:00 a.m.–4:30 p.m. ET

Call

Fax: (410) 846-6420

1362 Mellon Road, #100
Hanover, MD 21076

GEBA provides expert non-commissioned retirement and financial planning services to Feds, military, and families.

Rate Corner

Ask one of our Financial Advisors about our great fixed annuity rates:

Fixed Annuities
Guaranteed Rates:
3-year: 5.20%
5-year: 5.50%

GEBA Stable Value Fund: 3.56%
(past 30 days)

Rates as of 01/03/2025. Minimum investment amounts may apply.

In these uncertain times, understanding your Federal Employee benefits and retirement options is essential. GEBA’s here to help.

Watch our on-demand webinars, Understanding Your Retirement Options and TSP Strategies for Your Next Steps to learn more about your possible retirement scenarios.

For personalized guidance, call our expert credentialed advisors at (410) 657-8060, 8:00 a.m. – 4:30 p.m. ET or email [email protected].

For more on GEBA’s benefits, discount programs, or financial and retirement services, click on the appropriate box above.

For more on GEBA’s membership eligibility, click here.

GEBA’s Board of Directors recently made a $10,000 charitable donation to *FEEA’s Disaster Relief Fund to help support Federal Employees impacted by Hurricanes Helene and Milton.

*The Federal Employee Education and Assistance Fund (FEEA). Learn more at https://feea.org/

Securities are offered through American Global Wealth Management, Inc. Member FINRA, SIPC, MSRB, a broker dealer.

Investment Advisory Services are offered through Cape Investment Advisors, Inc., an SEC registered investment advisor.

1600 Pennsylvania Avenue, McDonough,GA 30253
Tel: (678) 583-1120

GEBA Financial Advisors and Consultants are Registered Representatives of one or both firms. GEBA is not affiliated with either firm.

Individual Life Insurance offered through Truchoice Financial.

For information about our Financial Advisors and Consultants, please visit Broker Check.

Group Term Life and Disability Insurance underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy form GMR.

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