{"id":118,"date":"2020-11-23T22:00:21","date_gmt":"2020-11-23T22:00:21","guid":{"rendered":"http:\/\/gebawealth-stage.mypointclick.net\/?page_id=118"},"modified":"2025-01-28T15:07:21","modified_gmt":"2025-01-28T15:07:21","slug":"risk-management","status":"publish","type":"page","link":"https:\/\/www.geba.com\/wealthmanagement\/risk-management\/","title":{"rendered":"Risk Management"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"118\" class=\"elementor elementor-118\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-96f8fa9 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"96f8fa9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-60f81a1\" data-id=\"60f81a1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-799e3c44 elementor-widget elementor-widget-text-editor\" data-id=\"799e3c44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>An essential ingredient of financial planning is managing risks. In this regard, think of a risk as a threat to your financial well-being. By managing the risk, you reduce this threat.<\/p>\n<p>For example, one way you can manage investment risk is through diversifying your investment portfolio, so that if a particular company or sector goes through a downturn, the loss in your portfolio is minimized.<\/p>\n<p>Many risks are controlled through insurance. In return for small periodic payments, the insurer agrees to absorb a portion of a potentially significant loss or expense.<\/p>\n<p>While we can help you address most insurable risks, we generally focus on these financial risks whose impacts are often underestimated.\u00a0<\/p>\n<ul>\n<li>Risk of a breadwinner becoming disabled, reducing or ending his\/her earning power<\/li>\n<li>Risk of a breadwinner dying, ending an income stream the household depends on<\/li>\n<li>Risk of major long-term care expenses depleting assets intended to fund retirement<\/li><\/ul>\n<p>&nbsp;<\/p>\n<p>We believe managing risks like these is important to a client\u2019s financial well-being, and therefore an important part of a comprehensive financial plan. Our Financial Advisors can help you understand your household\u2019s risks, insurance options, and appropriate levels of coverage.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d507933 elementor-widget elementor-widget-text-editor\" data-id=\"d507933\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"col-sm-4\">\n<aside class=\"right inner-right bd-line\">\n<div>\n<div>\n<h2>Learn more about these risks and coverage options:<\/h2>\n<ul>\n<li><a href=\"https:\/\/geba.com\/wealthmanagement\/risk-management\/other-insurance\/\">Disability<\/a><\/li>\n<li><a href=\"https:\/\/geba.com\/wealthmanagement\/risk-management\/long-term-care\/\">Long Term Care<\/a><\/li>\n<li><a href=\"https:\/\/geba.com\/wealthmanagement\/risk-management\/life-insurance\/\">Life Insurance<\/a><\/li>\n<li><a href=\"https:\/\/geba.com\/wealthmanagement\/risk-management\/other-insurance\/\">Other Types of Insurance<\/a>\u00a0<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/aside>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d59fb79\" data-id=\"d59fb79\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ca1e66 elementor-widget elementor-widget-image\" data-id=\"9ca1e66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/www.geba.com\/wealthmanagement\/wp-content\/uploads\/2020\/12\/risk-management.jpg\" class=\"attachment-large size-large wp-image-616\" alt=\"Risk Management\" srcset=\"https:\/\/www.geba.com\/wealthmanagement\/wp-content\/uploads\/2020\/12\/risk-management.jpg 600w, https:\/\/www.geba.com\/wealthmanagement\/wp-content\/uploads\/2020\/12\/risk-management-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>An essential ingredient of financial planning is managing risks. In this regard, think of a risk as a threat to your financial well-being. By managing the risk, you reduce this threat. For example, one way you can manage investment risk is through diversifying your investment portfolio, so that if a particular company or sector goes [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":616,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-118","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financial Risk Management, GEBA Wealth Management<\/title>\n<meta name=\"description\" content=\"An essential ingredient of financial planning is managing risks. 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