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Author: Shelly

Most Disabilities Are Caused by Illness—Not Accidents: What Every Federal Employee Should Know

When people think about disability, they often picture a serious accident on the job or a catastrophic injury. But the reality is very different. About 90% of long-term disabilities are caused by illness—not accident

Think You’re Covered? It May Be Time to Revisit Your Life Insurance

Learn why while FEGLI is an important benefit, it may not be enough on its own to fully protect your family’s long-term financial needs.

The Life Insurance Coverage Gap Many Federal Employees Don’t See Coming 

Could your family face a life insurance coverage gap? Discover why FEGLI may not be enough and how Federal Employees can strengthen their financial protection.

The Importance of Spousal Life Insurance

Read why you should review life insurance protection in the event of the loss of a spouse who is the primary caretaker.

You’ll Likely Need Long Term Care – But How Will You Pay For It?

Chances are that you will need long-term care as you age. Almost 70% of today’s 65-year-olds will need some type of long-term care service and support in the remaining years of their lives.

Why You Should Consider Long Term Disability Insurance

Long Term Disability (LTD) Insurance is designed to replace a portion of your monthly income if you become disabled and can no longer work.

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