Feds Trusted. Service Driven.

Feds Trusted. Service Driven.

GEBA’s Group Term Life Insurance coverage from New York Life Insurance Company helps protect your family. FEGLI may not be enough to support your family when you’re gone. Help secure their financial future and consider additional coverage.

Coverage Highlights

As a Federal employee, your life insurance is based on your annual salary. With GEBA, you can apply for coverage up to $600,000, regardless of your salary. Plus, if applicable, you can apply for your spouse/domestic partner for up to $300,000.

Join nearly 16,000 satisfied members of the Intelligence community and the broader Federal workforce. Apply today for up to $600,000 in GEBA Group Term Life coverage.

Membership in GEBA is free as long as you maintain coverage.

GEBA Group Term Life Insurance may provide coverage that can help with:

  • Expenses at the time of your death: medical bills and funeral/burial costs
  • Ongoing and future family expenses
    • Pay mortgage, credit card debt, car or student loans, etc.
    • Assist with family education costs
    • Help replace lost income
Father Daughter Photo

Our exclusive coverage for Federal employees includes* :

  • Coverage you can keep when you retire or leave your job
  • Up to $300,000 for spouse/domestic partner coverage or 100% of the member’s coverage amount, whichever is less 
  • $20,000 Guaranteed coverage for children (up to age 26)
  • Coverage for Acts of War and Terrorism
  • Accelerated Death Benefit – access coverage funds to pay for anything you want if diagnosed with a terminal illness**
  • Coverage for Accidental Death & Dismemberment, at no additional charge, equal to 50% of the member’s life insurance amount

Contact our knowledgeable Member Services staff for more information on how you can apply for your GEBA benefits today.

Benefits provided by the organization your peers have trusted for over 65 years.

Choose GEBA – Securing Feds’ Financial Future Since 1957

*Sponsored Family Members are not eligible for the Group Term Life Insurance but can request an appointment with a GEBA Wealth Management financial advisor to discuss Individual Life Insurance. 

**Please note that receipt of Accelerated Death Benefits may affect your eligibility for public assistance programs and may be taxable. Prior to applying to receive such benefits, you should consult with the appropriate social services agency and seek the advice of a qualified tax advisor. 

The “Accelerated Death Benefit” option is available to help terminally ill insureds during a difficult, and often financially challenging time. Under this provision you may request one advance payment equal to 75%, but not more than $250,000, of a qualified terminally ill person’s in force life insurance to be paid while that person is still alive. 

The request must be made at least 12 months prior to the insured person’s scheduled coverage termination age and the amount of insurance payable after the insured’s death will be reduced by this payment. (Premium contributions will not be reduced.) If a scheduled reduction in coverage will occur within one year of the date the Accelerated Death Benefit will be paid, the benefit payable will be 75% of the reduced coverage amount. 

For additional details and limitations, please see the Certificate of Insurance

Group Term Life Insurance underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy form GMR. 

NEW YORK LIFE and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company. 

New York Life’s state of domicile is New York, and NAIC ID # is 66915. New York Life is licensed/authorized to transact business in all 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability. 


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