SOLUTIONS FOR EVERY STAGE OF YOUR CAREER AND LIFE
Join Thousands of Federal Employees Planning for
A Lifetime of Protection.
Membership includes:
- Trusted educational resources
- Expert guidance
- Exclusive member updates
- Products designed for Federal Employees and their families
Join GEBA Today
One Membership. A Lifetime of Support. Join Thousands of Federal Employees Planning for What’s Next.
GEBA membership is complimentary and available to all Civilian Federal Employees and retirees, military (active duty, retired, disabled, and veterans), and their families. GEBA VIPS are Subscriber Members who meet the eligibility criteria for Active Membership and have access to GEBA’s full range of benefits and services. GEBA VIPS membership becomes Active upon enrollment in any plan or service and continues as long as a plan or service is maintained. Voting rights and eligibility for the Scholarship Programs are reserved for Active Members.
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Protection & Planning for Every Stage of Life’s Journey
Whether you're just starting your Federal career, planning for retirement, or somewhere in between, GEBA is the trusted partner helping Federal Employees protect what matters most through insurance solutions, financial guidance, and member benefits that grow with you.
New Hire
Start strong with essential protection and financial guidance.
Growing Family
Protect what matters most while building your financial future.
Mid-Career
Expand your coverage and prepare for long-term goals.
Pre-Retirement
Maximize your benefits and prepare your retirement income strategy.
Retirement & Beyond
Continue protecting your family and preserving your legacy.
One Membership. A Lifetime of Support.
Life changes, and your benefits should too.
Protect What Matters
Life Insurance
Affordable protection that helps safeguard the people who matter most.
- Up to $600K for member, $300K for spouse, and $20K for children1
- $50K Guaranteed coverage2
- Individual Term, Whole, or Universal Life
Long Term Disability6
Your income is one of your greatest assets. Help protect your paycheck if illness or injury prevents you from working.
- Tax-free7 monthly benefits
- Coverage up to $7,500/month (not to exceed 67% of gross monthly salary)
Professional Liability
Protection designed specifically for Federal Employees whose careers require it.
- $290/year and covers legal expenses, legal representation, and judgments
- 36-month extended reporting period
- $500K of LEOSA at no additional cost
Emergency Travel Plan
Financial assistance for emergency travel during serious family events.
- Reimbursement of up to 80% (up to $1,500 per person) for eligible air or train fare.
Plan for Tomorrow
Financial & Retirement Planning
Federal-focused guidance8 to help you build a strong financial future.
- TSP guidance
- Retirement income planning
- Pension coordination
- Investment education
Long-Term Care Planning
Plan for future healthcare needs with solutions designed for long-term security.
- Can pay for home health care, respite care, hospice care, adult daycare, assisted living facility, or nursing home services
Everyday Benefits
Dental Insurance
Comprehensive, affordable coverage with generous annual benefits.
- No deductible
- Unlimited annual maximum and three cleanings per year in Enhanced Plan
- Higher coverage for endo- and periodontics
- In-office teeth whitening
Vision Insurance
Affordable eye care with one of the highest contact lens allowances available.
- Generous frame allowance
- Up to $200 contact lens benefit
- More value than any FEDVIP plan
Pet Insurance Discounts
Save on veterinary care while protecting every member of your family.
- Coverage is available for dogs, cats, birds and exotic pets3
- Discounts up to 30%4
- Family Plans5 cover up to three dogs and cats on one policy
Auto & Home Discounts
Compare and shop for auto, home, and renter’s insurance quotes from various carriers.
Why More Federal Employees Choose GEBA
- Built exclusively for Federal employees, military members, retirees, and eligible family members
- Coverage that stays with you
- Personalized one-on-one support
- Flexible solutions that evolve as your life changes
- Trusted member rates
Join Thousands of Federal Employees Planning for What's Next
Free Membership. Lifetime Guidance.
Gain access to educational resources, expert guidance, exclusive member communications, and information about products designed specifically for Federal employees and their families.
1 Group Term Life Insurance underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy form GMR under Group Policy No. G-29555-1. Visit GEBA.com/TermLife for information including features, cost, eligibility, renewability, limitations, and exclusions.
2 To qualify for this offer, you must be a U.S. citizen, 50 years or younger, and a civilian Federal employee, or Military, and not previously declined for coverage.
3 Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. Visit GEBA.com/Pet for details. May not be available in all states.
4 When combining discounts, restrictions apply. Must be eligible for applicable discounts. Each discount may not be available in all states.
5 Coverage options may be limited for certain ages.
6 Group Long Term Disability Insurance underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy form GMR under policy G-29344-0. For information including features, cost, eligibility, renewability, limitations, and exclusions, visit www.GEBA.com/LTD.
7 Consult your tax advisor.
8 Securities are offered through American Global Wealth Management, Inc. Member FINRA, SIPC & MSRB. Investment Advisory Services are offered through Cape Investment Advisory, Inc. Both entities are not affiliated with GEBA. GEBA Financial Advisors are Registered Representatives of American Global Wealth Management, Inc.
9Certain federal employees (Managers, Supervisors, and Law Enforcement Officers) are eligible for up to 50% PLI reimbursement required by public statute.
10Enrollment in Dental plans is limited to Open Season OR due to a life changing event.