ALMOST
There.
GEBA helps complete your coverage.
GEBA vs. FEGLI
GEBA's Group Term Life Insurance Includes
- Up to $600,000 in coverage, regardless of salary
- Coverage for spouses or domestic partners up to $300,000
- Dependent child coverage up to $20,000 (to age 26)
- $50,000 guaranteed issue for eligible members2
- Accidental Death & Dismemberment (AD&D) coverage at no additional cost, equal to 50% of the member’s life insurance amount.
Apply today to get up to $500,000 with QuickDecision℠, or up to $600,000 with full underwriting, regardless of your salary.
Supplement Your FEGLI Coverage and Help Close the Life Insurance Gap
Many Federal Employees are underinsured with FEGLI alone. In fact, Americans who rely primarily on group life insurance have an average coverage gap of $200,0001. GEBA Group Term Life Insurance helps close the gap with portable protection you can keep even if you leave federal service or retire.
Request More Information
Submit your information to receive plan details, rates, and eligibility for Federal Employees.
Up to
$500,000
for Federal Employees
regardless of your salary
Apply for up to $500,000 with QuickDecision℠ Group Term Life Insurance*
- Online application
- Online decision in minutes – no medical questions, no medical exam
- Coverage decisions without lengthy paperwork for many applicants
Why FEGLI Alone May Not Be Enough
Federal Employees’ Group Life Insurance (FEGLI) provides a valuable foundation, but many employees may find it does not fully cover long-term financial needs like income, mortgages, and education costs. GEBA Group Term Life Insurance may help close that gap with additional, portable coverage that works alongside your FEGLI benefits.
GEBA vs. FEGLI: How Do They Compare?
Starting at $1 every two weeks, Federal Employees can access flexible GEBA coverage with portable benefits you can keep after leaving government service. Use the tools below to compare coverage, estimate costs, and see how much insurance you may need.
For more answers about eligibility, underwriting, and coverage details, visit the FAQs here
Get application results in minutes with QuickDecision℠
For additional information including cost, features, eligibility, renewability, limitations and exclusions visit www.GEBA.com/termlife.
*QuickDecision℠ processing can offer an immediate decision about your application. This approval is conditional on confirmation of your association membership status and coverage limit eligibility. A referral decision may be given if an underwriter needs to review your application and may reach out to confirm the information with you. If you are not approved for insurance through QuickDecision℠ processing, you may still be eligible to apply for coverage using traditional/standard underwriting. May not be available in all states. Not available in Puerto Rico.
Group Term Life Insurance underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy form GMR under Group Policy No. G-29555-1.
NEW YORK LIFE and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company.
New York Life’s state of domicile is New York, and NAIC ID # is 66915.
New York Life is licensed/authorized to transact business in all 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability.
1 Source: 2025 Insurance Barometer Study, LIMRA & Life Happens.
2Must be 50 years or younger, a US citizen, and not previously declined for coverage.
8744902