Twice the
Strength.
Twice the
Protection.
Life Insurance
Long-Term Disability
Supplement Your Federal Benefits with Twice the Protection, all through One Application
GEBA Term Life and Long-Term Disability coverage for Federal Employees works together to help safeguard your income and your family, coming together where Federal benefits may fall short.
GEBA Group Insurance Coverage – At Work for You
Group Term Life Insurance
FEGLI provides a valuable foundation, but many employees find it may not fully cover long-term financial needs like income, mortgages, and education costs. GEBA’s Group Term Life Insurance helps close that gap with additional, portable coverage that works alongside your FEGLI benefits.
- Up to $600,000 in life insurance coverage, regardless of salary, which includes Accidental Death & Dismemberment (AD&D) coverage at no additional cost, equal to 50% of the member’s life insurance amount
- Coverage for spouses or domestic partners up to $300,000
- Dependent child coverage up to $20,000 (to age 26)
- $50,000 guaranteed issue for eligible members**
Group Long-Term Disability (LTD) Insurance
GEBA’s Group Long-Term Disability coverage helps protect your income if you are unable to work due to a disabling accident or illness.
- Provides tax-free monthly benefits of up to $7,500 for you and your spouse***
- Benefits may cover up to 67% of gross monthly salary
- FERS employees receive 60% of their salary for the first year (taxable), and then 40% until retirement eligibility.
- CSRS employees receive 40% of their salary (taxable) until retirement eligibility.
Request More Information
Submit your information below or visit GEBA.com to receive plan details, rates, and eligibility for Federal Employees.
Up to
$600,000
Term Life Insurance regardless of your salary + Disability plans with tax-free monthly benefits up to $7,500***
Get application decision in minutes with QuickDecision℠*
- Online application
- Online decision in minutes – no medical questions, no medical exam
- Coverage decisions without lengthy paperwork for many applicants
*QuickDecision℠ is available to eligible federal employees up to age 50 for up to $500k in life insurance and monthly long-term disability benefits up to $3,000, subject to eligibility and underwriting.
**To qualify for this offer, you must be a U.S. citizen, 50 years or younger, and a civilian Federal employee, or Military, and not previously decline for coverage. This coverage is not available to Sponsored Family Members.
***Please consult a tax advisor for more information.
How Does GEBA Compare?
Use the tools below to compare coverage, estimate costs, and see how much insurance you may need.
Get application decision in minutes with QuickDecision℠
QuickDecision℠ Processing
QuickDecision℠ processing may provide an immediate decision on your application. Approval is conditional upon verification of association membership status and coverage limit eligibility. In some cases, your application may be referred for additional underwriting review, and an underwriter may contact you to verify information. If you are not approved through QuickDecision℠ processing, you may still be eligible to apply for coverage through traditional underwriting.
QuickDecision℠ processing is not available in all states and is not available in Puerto Rico.
Underwriting Information
GEBA Group Term Life Insurance is underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010, on Policy Form GMR under Group Policy No. G-29555-1.
GEBA Group Long-Term Disability Insurance is underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010, under Group Policy No. G-29344-0 on Policy Form GMR-FACE/G-29344-0.
Additional Disclosures
Before applying, please review the additional policy information for details regarding features, costs, eligibility, renewability, limitations, and exclusions. Coverage is not available in all states. Visit www.geba.com/termlife for information on GEBA’s Group Term Life Insurance and www.geba.com/longtermdisability for details on GEBA’s Group Long-Term Disability Insurance.
NEW YORK LIFE and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company.
New York Life Insurance Company’s state of domicile is New York. NAIC ID #66915.
New York Life is licensed and authorized to conduct business in all 50 U.S. states, the District of Columbia, Puerto Rico, and Canada. However, not all group policies are available in all jurisdictions. Please refer to the applicable insurance brochures for current availability.